UK card payment providers
We compare 8 providers. Rates shown are indicative — run the comparison to see your real total cost.
Pay-as-you-go
No contract, transparent flat rates — ideal for lower volumes and getting started fast.
Square
Strong all-rounder for in-person and online
No contract
Next-day payouts
Transaction rate
from 1.75%
4.1
SumUp
Simple pay-as-you-go card readers, no contract
No contract
Next-day payouts
Transaction rate
from 1.69%
4.0
Zeller
Low domestic rates with a free business account
No contract
Next-day payouts
Transaction rate
from 1.30%
4.5
Bank & contract providers
Lower rates at scale and bank-grade reliability, in exchange for a contract term.
Dojo
Sponsored
Fast next-day settlement and 600+ POS integrations
Next-day payouts
Transaction rate
from 1.40%
4.6
takepayments
Sponsored
Bespoke pricing with UK account management
2-day settlement
Transaction rate
Bespoke quote
4.4
Barclaycard Payments
Fixed transparent rates from a major bank
Bank-backed
Next-day payouts
Transaction rate
from 1.60%
3.6
Tyl by NatWest
Bank-backed with same-day settlement for NatWest customers
Bank-backed
Next-day payouts
Transaction rate
from 1.39%
4.3
Enterprise acquirers
Bespoke, negotiated pricing for high-volume and multi-site merchants.
Worldpay
Sponsored
Enterprise acquiring — bespoke negotiated pricing
Next-day payouts
Transaction rate
Bespoke quote
3.0